Blog | Debora Sanders, Realtor

Fannie & Freddie Allow Payment Deferral Post-Forbearance

Yesterday, Fannie Mae and Freddie Mac announced that homeowners in forbearance could request payment deferrals and add any missed...

What's Happening in the Real Estate Market This Week?

Despite the pandemic, according to a newly released report from the National Association of REALTORS®. 35% of REALTORS® reported no...

Finding Alternatives to Manage Appraisals During COVID-19

During the Shelter in Place order in Monterey County, any house that is not completely vacant, including no furniture, can not be...

What's the Difference Between Forbearance and Deferment?

Many people who are concerned about making their mortgage payments during the COVID-19 crisis were relieved to hear that their lender...

Beware of COVID-19 Mortgage Scammers!

Unfortunately, in times of crisis, there are still those who look for ways to take advantage of others. Freddie Mac warned this week that...

Some Helpful Hints for Utility Conservation While Sheltering in Place

Although we are now saving money on gas and eating out, we need to remember to focus on how to conserve energy and expenses at home. Here...

Mortgage Relief to California Families During the COVID-19 Crisis

Good News! Governor Gavin Newsom announced that financial institutions will provide major financial relief for millions of Californians...

Monterey County Market Update for February 2020

Here is a Monterey County update for February 2020: The median Single Family home cost $699,000 and sold in 28 days for 98% of the list...

The Coronavirus & Mortgage Rates

As we have seen over the last couple of weeks, the Coronavirus is shaking financial markets and it’s hard to know when things will start...

Wild Fires & Insurance in California

With an increase in wildfires around the world and in California, home insurance has become a hot topic as insurance companies are forced...

What are all these fees?

Closing costs can run from 2-5% of the purchase price of your home. Wondering what they are? Here's a quick summary: Origination Fees: A...

Do These National New Construction Costs Measure Up in Your Area?

Residential construction costs can vary from state to state so the numbers below may not apply to your location, especially in Northern...

Great Curb Appeal Creates Better Sales Price

I think we all know that a home that is in good shape, has a manicured garden and looks cared for will be easier to sell than a run down...

The Difference Between A Down Payment and an Earnest Money Deposit

If you are a first time home buyer or it's been a while since you bought a home, here is some information that might help: How Much...

An Agriculture Update for the Salinas Valley!

I just attended a meeting last week to hear some updates from the Monterey County Farm Bureau. I thought I'd share a brief summary of...

New California Mandates for 2020!

There are lots of new laws in the works for California this year and we continue to be the leader in green house gas emission prevention....

Experts Say...Don't Abbreviate 2020!

Hadn't thought about this until I read this article in my Realtor Magazinge. Good advise to protect yourself against fraud in 2020....

Do You Have a Budget? Are You Sticking to it?

About 74% of consumers say they have a budget but 79% of them fail to follow to it, according to research from crowdsourced shopping...

Smart TV's - Security Alert

As much as we love our smart devices, there is much to be cautious of. In the news this week, it was reported that several families had...

Some Points About Our California Housing Crisis

Reasons why we don't build enough housing in California Community resistance Water restrictions and lack of water to support additional...

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